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Experience

35+ Year Industry Veteran

Get Understandable Answers

Before you buy a policy talk to an industry professional with more than 30 years of industry experience.

Non Biased

Our only interest to serve is you

Affiliation Free

We are NOT affiliated with any health insurance company, medical service provider or any agency contracted to HealthCare.Gov

Why Choose Us?

There are many options what's best for you?

Health Insurance is a Jungle

Not making the right decision can make a HUGE difference on your out of pocket costs, policy premiums and benefits.

The 2016 Tax Code

The new 2016 tax for not having health coverage states that If you don’t have health insurance in 2016, you’ll pay the HIGHER of these two amounts:

• 2.5% of your yearly household income

OR

• $695 per person ($347.50 per child under 18)

  • Avoid paying penalties for having no health care.
  • Make sure you and your family are covered and safe
  • Let us decode the best health care options for you!

How do the many policy terms affect you?

• DEDUCTIBLES
• CO-PAYS
• CO-INSURANCE
• INPATIENT
• OUTPATIENT
• HMO
• PPO
• REFERRALS
• NETWORKS
• IN NETWORK
• OUT OF NETWORK
• DRUG FORMULARIES
• CHIROPRACTIC
• PHYSICAL THERAPY
• DURABLE MEDICAL EQUIPMENT
• OUT OF AREA COVERAGE

We can help you make the right choice.